How Trampolines Affect Your Homeowners Insurance

Invented in the 19th century by trapeze artist Du Trampoline, the trampoline has made the journey from the circus to backyards in homes across the world. The trampoline serves more useful purposes in training astronauts, members of the U.S. Navy as well as others. However, its most popular use is that of entertainment for young children and adults alike. And although it is usually the source of laughter and joy, the trampoline is also the source of home liability insurance claims and on averge yield high home insurance costs. To get the lowest rate on a new policy use our online quote forms to compare up to 5 quotes.

A trend that will not bring a smile to the face of many homeowners is that insurance companies are raising homeowners insurance quotes and in some cases, cancelling policies altogether for homes that have trampolines. The reason is the large number of home liability insurance claims that result from injuries sustained on trampolines.

Homeowners insurance companies view trampolines as incredibly high risk. Don’t think that’s justified? Take a look at the following statistics compiled from Consumer Product Safety Commission Reports:

• Since 1990, there have been 11 deaths related to trampoline accidents
• Children can bounce up to 30 feet high on a trampoline
• There are more than 100,000 hospital emergency room cases for trampoline injuries each year

All these numbers add up to home liability insurance claims by the boatload and insurance companies offsetting those claims with high premiums for homeowners that have a trampoline.

Avoid Filing A Home Liability Insurance Claim And Save

Trampolines are fun but come with a very costly catch: the likelihood of having to file a home liability insurance claim because of a trampoline-related injury. The statistics don’t lie as this is a common occurrence on properties that house trampolines. Talk to your home insurance agent today about ways you can prevent having to file a home liability insurance claim and whether or not your policy will be affected with the addition of a trampoline.  Need more information about home liability offers in your local area?  The best thing to do is to talk to a local home insurance agent to get a better idea of customized rates for your area.  An insurance agent offers keen insight to how your location and other unique factors affect your home insurance rate.  Talk to a local home agent today, it's free and we'll have them call you. 1.Use our local agent finder (just put in your zipcode) >> Select from local agents >>View their personal profile>> Fill out quick questionaire form so they can be prepared to answer any questions you might have.