Getting Started: Enrolling In Traffic School

Traffic School Can Help Reduce Insurance Rates

By Meha Ahmad, InsuranceAgents.com Staff Writer

For those who have recently violated traffic laws, there are only a few options to you: pay the ticket and let it stay on your driving record; pay the ticket and remain on temporary supervision, where even one infraction can lead to your license being suspended; or traffic school. For many, traffic school is the favored option.

Aside from helping you maintain a clean driving record, traffic school can also help you reduce your auto insurance rates. To save even more money on your auto coverage, obtain and compare car insurance quotes online using our free quorte comparison service. Auto insurance agents will be able to help you find low-cost coverage and find a qualified traffic school.

Getting Started: Enrolling In Traffic School

1. The court will give you a list of traffic school options in your state, class fees, and hours you need to fulfill. View the list and choose which traffic school option best fits you.
2. Contact the traffic school of your choice and confirm that you are enrolled. Bring your ticket/citation to class; it has information you will need to have at hand for the traffic school. Once you’ve confirmed your enrollment, pay any necessary traffic school fees that are required of you.
3. If you do not have the time needed to attend a traffic school in person, you may be able to enroll in an online traffic school. Many drivers find online traffic schools to be the most convenient, as it can be done from the comfort of your own home. Just remember to specify the court that you are required to appear at, because the final certification may go to the court instead of you.
4. Verify that your auto insurance company will recognize certificates from an online traffic school.
5. Determine how your traffic school facility reports your attendance to the superior court or insurance company. Most schools will report to the court directly, but it’s best to make sure.

Saving On Auto Insurance

Talk to your auto insurance company or auto insurance agent and see if they will reduce your premium if you attend traffic school and defensive driving courses. The easiest way to compare quotes is using our online quotes forms. Usually if a driver practices responsibility and attends traffic school right after receiving the citation, they are eligible for a more significant premium reduction.  Also, many traffic schools offer a program called “Point and Rate Reduction Programs.” If a driver commits a traffic violation and attends a traffic school with this program, they will help drivers reduce their insurance rates.

Published: Friday 14th August 2009