By Kyle Fitzsimmons, InsuranceAgents.com Staff Writer
For fans of The Simpsons, Reverend Lovejoy's exclamation of "Won't somebody please think of the children!?" rings true in society today as the government truly has the children on their mind when it comes to healthcare. The State Children's Health Insurance Program, or SCHIP, is offered through Medicare and Medicaid, and is funded by a federal program engineered to provide health insurance coverage to those children without coverage. Learn how easy it could be to get your child covered today, compare health insurance rates free, find policies as low as $50/month!
Any child younger than age 19 who is not already insured has a strong chance of eligibility under SCHIP, but certain factors come into play including state guidelines as well as each child's individual case. Also, the available funds are different from state to state, based on the statistics of low-income children within the state as well as the general healthcare costs for that region.
SCHIP is a viable option for families who make too much to qualify for Medicaid but do not have the luxury of a group policy through their employer and cannot afford the expense of a quality health insurance policy. Again, the specifics vary from state to state but most states offer SCHIP to families who make less than around $36,000 a year and support at least two children.
Before looking into SCHIP you should consider your options with health insurance. There are a number of ways to find affordable and extensive health insurance coverage for your family. Health insurance agents can be a great resource to understanding your options. With the assistance of insurance agents to compare policy types and offerings, and then comparing rates, you can save hundreds.
Published: Monday 30th November 2009
