How OnStar Affects Your Car Insurance Quotes

By Kyle Fitzsimmons, InsuranceAgents.com Staff Writer

OnStar Can Lower Car Insurance: Get Quotes

If you get in your car every day, power it up, and hear a slightly effeminate computerized voice say, “connecting to OnStar,” you could be eligible for substantial savings on your car insurance. Yes, believe it or not, that fancy gadget you’ve added custom to your vehicle can save you—not cost you—on your auto insurance. OnStar is about $199-$299/year.  Using our quick quote form, you could save up to $500/year on your car insurance.  Add in the savings of OnStar and it pays for itself.  Find out for free today, get rates free and compare to your current rate.

GMAC insurance has innovated the art of saving on car insurance quotes because you use OnStar. However, they are not the only company that offers this kind of discount. Go online and compare car insurance quotes to learn if the company you’re interested in offers a similar discount.

Most insurance companies determine their car insurance quotes based on annual statistics. These statistics have consistently shown that the average driver in this country travels roughly 20,000 miles a year. However, what if you fall under that number? How do you prove to your insurance company that you don’t drive that much and thus should be eligible for lower car insurance quotes?

Enter OnStar

• Your insurance company can use your OnStar as a barometer for how much or how little you drive
• If you drive less than 15,000 miles a year then you could yield up to 15 percent in savings
• If you drive less than 10,000 miles a year then you could yield up to 25 percent in savings
• If you drive less than 5,000 miles a year then you can yield up to 40 percent in savings

Here are a few reasons why drivers travel very limited miles in a given year and thus can save on their car insurance quotes if they use OnStar:

• Work from home
• Retired
• Mostly commute by public transit
• Have a second or third car that doesn’t get much use

If you fall under any of these categories or another category that also allows you to limit your driving then you might want to look into OnStar because low car insurance quotes are surely around the corner.

Find Discount Car Insurance Quotes Online Today

Check out GMAC insurance today to see what kind of discounts they can specifically offer you because of your OnStar and limited driving. Then compare multiple car insurance quotes and speak with an auto insurance agent about what similar discounts other companies offer and pick the best policy at the right rate for you.

Published: Wednesday 7th October 2009