Home Warranty: Why Purchase One?

By Kyle Fitzsimmons, InsuranceAgents.com Staff Writer

The Ins And Outs Of A Home Warranty Plan

Your home is a technology achievement that contains smaller components that are equally impressive. However, if there is one thing technology has taught us it’s that although it is convenient, it is prone to breakdowns. There are any number of appliances and components in your home that can experience problems without a moment’s notice. Your dishwasher, air conditioner, wiring, and plumbing and heating systems are all susceptible to breakdowns and are all coverable under a home warranty.

You may not even have to purchase your home warranty. Oftentimes your seller will offer a home warranty free of charge so they won’t have to worry about having to deal with phone calls from buyers every time something breaks. Also, some real estate companies offer home warranties as a gift for closing the home purchase.

However, don’t fret if you find yourself having to foot the bill for a home warranty. They can be purchased relatively cheap at anywhere from $250 to $400 depending on the amount of coverage. Start comparing up to five offers at a time using our quick online form.

Remember a home warranty is not home owners insurance.

Here is a quick rundown on how a home warranty operates:

• If an appliance or system in your home malfunctions or breaks then you call your home warranty provider
• Your home warranty company then calls the manufacturer of the appliance or system and gives them your information
• The manufacturer contacts you and arranges an appointment to come to your house and fix the problem or replace the appliance or system
• The bulk of the charge will be covered by your home warranty but you will be required to pay a small service fee

Just like with any form of homeowners insurance you should know exactly what is covered and what is not covered with your home warranty.

Purchase Your Home Warranty Today

Also, just like with your homeowners insurance you should gather home warranty prices from a number of different providers before settling on the most affordable rate for the most extensive coverage. You can also ask for assistance with finding a suitable home warranty by inquiring with home insurance agents from various agencies.  A home warranty is dependable coverage for the appliances and systems in your home which are anything but dependable. Get the lowest rates on a new policy by using our online quote comparison service.

Published: Tuesday 8th September 2009