Environmentally Friendly Homeowners Insurance

Chances are you’ve heard of such phrases as sustainable living and “going green” but did you know that actually investing in a green homeowners insurance policy could save you on your premium? It’s true. If your home is already fitted with solar panels or was built with environmentally conscious materials then you could be eligible for a discount. Fireman’s Fund Insurance Co. is a company innovating the green homeowners insurance surge in the United States and offers its customers a 5% discount for homes already considered green by the Leadership in Environmental and Energy Design, or LEED.

To find if Fireman’s Fund Insurance Co. offers coverage in your state or to find a homeowners insurance provider that also offers discount for green homes, you should go online using our free quote forms and compare homeowners insurance quotes.

According to Bankrate.com, there are different types of green policies offered to owners of two different kinds of homes:

• LEED-certified homes – This policy is offered to homes that are proven green by LEED which uses a rating system developed by the U.S. Green Building Council and is universally recognized as the standard in environmentally conscious building. Several homeowners insurance carriers offer discounts to owners of these homes and if yours doesn’t then ask if they are willing to.
• “Eco-Rebuild” – This policy is for homeowners who don’t have LEED certified homes but should there home ever be damaged or destroyed, it will be rebuilt with environmentally conscious materials. This policy is available as a rider to your existing homeowners insurance policy for usually around 2% or $25 of your annual premium.

Ask Your Provider About Green Homeowners Insurance

Even if you’re pretty sure that your current homeowners insurance provider doesn’t have any green policies, you should still bring it to their attention. Going green and being more environmentally aware is a growing trend in the insurance world as well as the world at large and you could find yourself talking your provider into joining the cause. To find an insurance company that fulfills your green needs, go online today using our quick and easy quote forms and compare insurance quotes.