By Rafael Onak, InsuranceAgents.com Staff Writer
On top of insuring your home and car, did you remember to obtain a quality funeral insurance policy? Thinking about your funeral might be a bit morbid, but there are plenty of reasons to preplan and prepay your final arrangements. From the coffin or urn to the flowers at the service, a quality funeral insurance policy ensures everything is chosen and paid for ahead. Everybody deserves to go out on top, so why not allow your friends and loved ones to remember you the way you want them to? Have a penchant for sports? Decorate your coffin with your favorite team’s colors. Love the way roses smell? Fill the funeral room with the perennial flower. Also known as “pre-need” or “burial” insurance, funeral insurance puts you in the driver’s seat of your funeral preparations.
With funeral costs at an all-time high these days, a quality funeral insurance policy is becoming more and more important. The average cost of a funeral is about $10,000, with an in-ground burial costing around $2,400. Unlike other insurance policies, a funeral insurance policy allows you to choose the products and services that you want and your insurance agent will typically write a policy that covers your requests.
The following are some of the most common products and services that are requested:
Because a funeral insurance policy is your own personalized coverage plan, you are able to request an endless amount of products and services unless your specific policy is capped at a specific dollar amount. Don't forget, this isn't just for you, it's for your family too. Planning all of these things can be very hard for them, so taking care of everything ahead of time saves them the added agony and gives them time to mourn.
After purchasing homeowners insurance and auto coverage, many people decide to pass on a funeral insurance policy for monetary reasons. With how expensive a funeral can get, however, it’s in your best interest to obtain a policy that adequately covers all of you funeral wants and needs. The price of a policy depends strictly on how extravagant you want your service to be, so contact your life insurance agent today to start exploring the many options you have with a quality funeral insurance policy.
Published: Monday 9th November 2009
