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DUI Auto Insurance: What Happens And Why?

By Kyle Fitzsimmons, InsuranceAgents.com Staff Writer

The Lasting Effects Of DUI Auto Insurance

If you’ve had a few drinks and are considering getting in your car and driving then you might want to think twice. Besides the most obvious possibility of getting into a collision and seriously injuring or killing yourself or others, you could also find yourself on the side of the road with a big fat DUI ticket sitting in your lap courtesy of a highway patrolman. The negative consequences that come with a DUI are varied and many, not the least of which is a headache and a half trying to figure out your DUI auto insurance.

A serious traffic violation like a DUI could negatively affect your insurance rates in a very real and very serious way. If you have a DUI on your record and are in the market for an auto insurance policy you should do yourself a favor and go online to compare free car insurance quotes.

Here is just a small taste of some consequences that could result from DUI auto insurance:

  • Suspended license
  • Your current policy could become nonrenewable or even worse, it could get out right cancelled
  • Finding a new policy with a DUI is going to yield high rates on top of finding an insurer that will cover you in the first place
  • A pricey SR-22 insurance policy that will remove you license suspension but will come at a high cost
  • All resulting legal fees

Don’t Drink And Drive And You Can Avoid DUI Auto Insurance

DUI auto insurance is a costly punishment for a dangerous and avoidable crime. However, looking at the bigger picture, your DUI auto insurance rates should be the least of your problems if you are drinking and driving because the consequences could be as extreme as serious injury and even death. However, if you’re lucky enough to get by with just a DUI then you should be prepared to shuffle some money around because your DUI auto insurance is going to skyrocket. Talk to an auto insurance agent today about what DUI auto insurance has in store for you.

Published: Tuesday 6th October 2009

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