By Kyle Fitzsimmons, InsuranceAgents.com Staff Writer
Heading off to college is a bitter sweet moment in any young person's life. Generally, it's bitterly sad for the parents sending their once young child off into the real world and it's sweet for that young person to break away from the confines of home and explore the vast and interesting world of college. Most universities require, or at least strongly encourage, that first year students stay in living quarters on campus commonly referred to as dormitories, or dorms. Just like with any other residence, dorms can fall victim to fire, theft, and other types of damage that may be covered by the University's master policy but are your personal items covered? Not sure what it would cost to get you covered? It can be as low as $10/month. Our quick form can let you compare renters insurance rates to save.
Dorms fall under the same category as apartments, rented housing, and other temporary living situations that require renters insurance for coverage of your personal items. The best way to find a quality renters insurance policy is to compare renters insurance quotes online. You will want your policy to focus on contents coverage. This will come in handy for the following common valuables most college students own.
NOTE: You will want to make sure that your renters insurance policy specifically lists all items you will have in your dorm that you will want to be reimbursed for if they fall victim to damage or theft.
Most general renters insurance policies also include liability and external living expenses. It is a safe bet to assume that your university's policy will cover these obligations. A renters insurance policy for dorms is a specific one that you will need to clarify with your insurance company to make sure you're not receiving unnecessary coverage. Talk to renters insurance agents today about coverage so your dorm living experience is a fun one.
Published: Thursday 12th November 2009
