Car Crash Nightmares: Collision Minus Insurance Equals Trouble
What Happens When You Get Into A Car Accident Without Car Insurance
With such a large number of uninsured and underinsured drivers cruising the highways and byways of America, there is a strong possibility of getting into a collision with one. There is a minimum amount of car insurance coverage required in each state but that will not cut it should you get into a collision. A quality car insurance policy will include coverage for if you get into an accident with an uninsured or underinsured driver. To compare policies and save a ton on your car insurance, use our quick rates comparison form. If you are worried that your current car insurance policy is inadequate or if you just purchased a car and need to insure it then you can start your journey to reasonably priced car insurance online. Compare car insurance quotes from a number of different providers to find the policy best suited for you.
- Uninsured driver – This is a tricky situation. You will need to get as much information from the driver and relay it to your insurance company. Depending on who is at fault and what was damaged, your insurance company will reimburse the damage to your car but probably at the expense of your premiums. You will want to consider a lawsuit against the uninsured driver in this case.
- Underinsured driver – In this scenario, the other driver’s insurance company will pay for your damages up to their limit and then your insurance company will step in to cover the rest. Again, this could be at the expense of your premiums depending on who was at fault and the extent of damage.