By Meha Ahmad, Insuranceagents.com Staff Writer
A home alarm system is a great way to keep you, your family, and your personal belongings safe. But did you know it’s also a key way to saving money on your homeowners insurance? Save money by installing different types of home alarm systems. Compare rates on a new policy by using our online quote forms.
1. Deadbolt – Really one of the most inexpensive alternatives to a sophisticated home alarm system, deadbolts at all main doors can get you a 5 percent discount on your homeowners insurance premium. Remember: your insurance carrier loves any and all kinds of security techniques because it means your home is much less of a risk to be broken into or robbed.
2. Alarm system – Even a simple home alarm system can get you another 5 percent knocked off your homeowners insurance premium. But if you’re willing to invest in a much more sophisticated home alarm system, you can be eligible for a 15-20 percent discount on your premium. A significant reduction like that will pay off in the long run.
3. Shatterproof windows – Not exactly a home alarm system, but they do help in preventing burglars from breaking your windows as an “easy” entrance inside your home. It’s most important to put shatterproof windows on the first floor (burglars are less likely to climb). Also, consider putting motion sensors hooked up to the central home alarm system on all windows.
4. Motion-sensitive illumination – Lights that turn on when people are treading around are a sure way to reduce your homeowners insurance premium up to another 5 percent. Motion-sensitive illumination is a home alarm system that can stop burglars in their tracks.
5. Burglar bars – Burglar bars make it impossible for intruders to get through your windows. They may not be pretty, but they’re easy to install.
For an insurance company, low risk is the name of the game. They like policyholders who have considered home safety and security and have taken necessary steps to thwart intruders. Consult your homeowners insurance agent to see if there are any other home alarm systems or security measures your carrier prefers you take to save money on your premium. To find a local agent use our online quote forms to find up to 5 quotes from local agents in your area.
Published: Thursday 25th June 2009
