30 Year Term Life Insurance: A Real Commitment
Look Further Ahead with 30 Year Term Life Insurance
It’s always better to be safe than sorry, and with 30 year term life insurance, you ensure yourself ultimate protection for an extended period of time. Although term life insurance is often considered the simplest form of life insurance, it packs some heavy artillery. Designed to provide death protection for a specific term, 30 year term life insurance works best for short-term goals such as paying off loans. Compare rates free using our quick form.
So why would someone choose a 30 year term life insurance policy?Simply put, to look further ahead. As a parent, you want to make sure your children are protected right up until they graduate from college. With 30 year term life insurance, you are guaranteed that it happens. Most buyers also find out that when they obtain 10 or 20 year term life insurance coverage, they outlive their policies. With a 30 year term life insurance policy, you can throw any worries of that out the window.
- Paying off your mortgage
- Paying for college tuition
- Paying any medical expenses
- Providing financial security for your children
Prepare for the Unexpected with 30 Year Term Life InsuranceMany insurance companies offer 30 year term life insurance. Each insurer calculates the premium on different factors such as age, health, and lifestyle. If you’re currently a smoker, your life insurance rates will be much higher than a nonsmoker’s.
30 year term life insurance provides you with security that is unlike any other. While it’s considered temporary for some, it can be permanent for others. The main difference between 30 year and permanent life insurance is the premium rates. If you buy a policy at the age of 30, you will pay the same premium at the age of 65, making it a very attractive benefit. Contact your life insurance agent to see if 30 year term life insurance is right for you—just keep in mind that it’s always better to be safe than sorry. Don't get discouraged if you still have questions. We have a broad network of insurance agents commited to answering all your questions. Get in touch with one of our local life insurance agents with the click of a button. Use our simple local agent locator and just input your zipcode and we'll show you agents in your local area. You can easily review their personal profile to get some insight into who they are.